The product is a brand new, sealed loose leaf textbook titled “Personal Finance, 14th Edition” by McGraw-Hill Education. Authored by Jack R. Kapoor, Les R. Dlabay, Robert J. Hughes, and Melissa Hart, this revised edition focuses on the subject area of business and economics, specifically personal finance. With 832 pages, this textbook provides comprehensive coverage of personal finance concepts in English language. The ringbound format makes it easy to read and reference, making it a valuable resource for students and educators alike.