“Personal Financial Literacy” by Joan Ryan is a comprehensive textbook aimed at educating students on personal finance and economics. Published by Cengage Learning in 2016, this third edition book covers a range of subjects related to investments, securities, and general financial literacy. With 464 pages and a hardcover format, this book is designed to help students navigate the complexities of personal finance and provide them with the tools they need to make informed decisions about their financial future. Written in English, this textbook is a valuable resource for those looking to enhance their financial knowledge and skills.